Our Services
Our Services
Monroe County Habitat for Humanity
Monroe County Habitat for Humanity is a nonprofit organization and local affiliate of Habitat for Humanity, serving families throughout Monroe County, Pennsylvania. We work to help individuals and families access safe, affordable, and equitable housing, because we believe stable housing is the foundation for strong, thriving communities.
We partner with local families, volunteers, and community organizations to provide housing solutions through two primary programs: Critical Home Repair & Home Partnership.
Monroe County Habitat for Humanity
Our Services
Critical Home Repair
The Critical Home Repair program helps very-low-income homeowners in Monroe County maintain safe and livable homes by providing access to essential repairs and improvements. Through the USDA Section 504 Home Repair Program, eligible homeowners may receive loans to repair or modernize their homes, or grants to remove health and safety hazards. Monroe County Habitat for Humanity serves as a vendor for this program, working alongside partner families, volunteers, and Community Partners to complete the needed work.
Home Partnership
The Home Partnership program supports low- and very-low-income families in achieving homeownership by helping them secure safe, affordable housing in Monroe County. Homes are acquired through the USDA Section 502 Direct Loan Program, which provides payment assistance to reduce monthly mortgage costs based on household income. Monroe County Habitat for Humanity guides families through the process and works with volunteers and Community Partners to make homeownership possible.
Our Services
Monroe County Habitat for Humanity
Monroe County Habitat for Humanity is a nonprofit organization and local affiliate of Habitat for Humanity, serving families throughout Monroe County, Pennsylvania. We work to help individuals and families access safe, affordable, and equitable housing, because we believe stable housing is the foundation for strong, thriving communities.
We partner with local families, volunteers, and community organizations to provide housing solutions through two primary programs: Critical Home Repair & Home Partnership.
Critical Home Repair
Through our Critical Home Repair program (formerly the Home Preservation program), we help very-low-income homeowners repair, improve, and maintain their homes so they can continue living safely and comfortably. This program utilizes the USDA Section 504 Home Repair Program, which provides:
- Loans to very-low-income homeowners to repair, improve, or modernize their homes.
- Grants to elderly very-low-income homeowners to remove health and safety hazards.
As an approved vendor, Monroe County Habitat for Humanity works directly with partner families to help them access these funds and complete necessary repairs. Projects are carried out through a combination of Habitat volunteer efforts and support from our valued Community Partners.
Home Partnership
Our Home Partnership program helps families achieve homeownership through access to safe, affordable housing.
Homes are acquired through the USDA Section 502 Direct Loan Program, which assists low- and very-low-income applicants in securing decent, safe, and sanitary housing in eligible rural areas. This program includes payment assistance—a temporary subsidy that reduces monthly mortgage payments based on a family’s adjusted income.
Monroe County Habitat for Humanity supports families throughout this process, partnering with them from application to move-in. Like our repair program, this work is made possible through dedicated volunteers and collaboration with local Community Partners.
Our Community
Neighbors Helping Neighbors
Families partner with Habitat for Humanity in the U.S. and around the world to build better lives for themselves and their children. Learn more about the types of work we do to build a world where everyone has a decent place to live.
Critical Home Repair
Assists very-low-income homeowners repair, improve, and maintain their homes.
Home Partnership
Assists low- and very-low-income applicants in securing decent, safe, and sanitary housing.
Our Community
Neighbors Helping Neighbors
Families partner with Habitat for Humanity in the U.S. and around the world to build better lives for themselves and their children. Learn more about the types of work we do to build a world where everyone has a decent place to live.
Critical Home Repair
Assists very-low-income homeowners repair, improve, and maintain their homes.
Home Partnership
Assists low- and very-low-income applicants in securing decent, safe, and sanitary housing.
Our Services
Critical Home Repair
The Critical Home Repair program helps very-low-income homeowners in Monroe County maintain safe, stable, and livable homes by providing access to essential repairs and improvements. Through this program, Monroe County Habitat for Humanity partners with families, volunteers, and Community Partners to complete critical work that allows homeowners to remain safely in their homes.
This program operates in partnership with the USDA Section 504 Home Repair Program. As an approved vendor, Monroe County Habitat for Humanity works directly with eligible homeowners to help them access funding and complete necessary repairs.
Funding Details:
- Loans of up to $40,000
- Grants of up to $10,000
- Loans are fixed at a 1% interest rate with a 20-year term
Use of Funds:
- Loans may be used to repair, improve, or modernize homes, or to remove health and safety hazards
- Grants must be used to remove health and safety hazards and are available to homeowners age 62 or older
Eligibility Requirements:
To qualify for the program, applicants must:
- Own and occupy the home
- Be unable to obtain affordable credit elsewhere
- Have a household income within the very-low-income limits for Monroe County
- Be age 62 or older (for grant eligibility)
All repair work is completed through a combination of Habitat for Humanity volunteer efforts and support from local Community Partners, ensuring quality improvements that help homeowners live safely and independently.
Apply for the Critical Home Repair Program
Apply for our Critical Home Repair Program online and get started creating a safe and healthy home today.
Our Services
Critical Home Repair
The Critical Home Repair program helps very-low-income homeowners in Monroe County maintain safe, stable, and livable homes by providing access to essential repairs and improvements. Through this program, Monroe County Habitat for Humanity partners with families, volunteers, and Community Partners to complete critical work that allows homeowners to remain safely in their homes.
This program operates in partnership with the USDA Section 504 Home Repair Program. As an approved vendor, Monroe County Habitat for Humanity works directly with eligible homeowners to help them access funding and complete necessary repairs.
Funding Details:
- Loans of up to $40,000
- Grants of up to $10,000
- Loans are fixed at a 1% interest rate with a 20-year term
Use of Funds:
- Loans may be used to repair, improve, or modernize homes, or to remove health and safety hazards
- Grants must be used to remove health and safety hazards and are available to homeowners age 62 or older
Eligibility Requirements:
To qualify for the program, applicants must:
- Own and occupy the home
- Be unable to obtain affordable credit elsewhere
- Have a household income within the very-low-income limits for Monroe County
- Be age 62 or older (for grant eligibility)
All repair work is completed through a combination of Habitat for Humanity volunteer efforts and support from local Community Partners, ensuring quality improvements that help homeowners live safely and independently.
Apply for the Critical Home Repair Program
Apply for our Critical Home Repair Program online and get started creating a safe and healthy home today.
Apply for Critical Home Repair →
Our Services
Home Partnership
The Home Partnership program helps low- and very-low-income families in Monroe County achieve homeownership by providing access to safe, affordable housing. Monroe County Habitat for Humanity partners with families throughout the process—from application to closing—while working alongside volunteers and Community Partners to make homeownership possible.
Homes are acquired through the USDA Section 502 Direct Loan Program, which assists eligible applicants in securing decent, safe, and sanitary housing in rural areas. This program includes payment assistance, a temporary subsidy that reduces monthly mortgage payments based on a family’s adjusted income.
Program Highlights:
- Access to affordable homeownership opportunities
- Payment assistance to help reduce monthly mortgage costs
- Support and guidance throughout the homebuying process
Eligibility Requirements:
To qualify for the program, applicants must:
- Be without decent, safe, and sanitary housing
- Be unable to obtain a loan from other resources with reasonable terms
- Agree to occupy the home as their primary residence
- Have the legal capacity to incur a loan obligation
- Meet citizenship or eligible noncitizen requirements
- Not be suspended or debarred from participation in federal programs
Property Requirements:
Homes financed through this program must:
- Not exceed the applicable area loan limit in market value
- Not be designed for income-producing activities
Through this program, Monroe County Habitat for Humanity helps families build long-term stability and invest in their future through affordable homeownership.
Start the Path to Home Ownership
Fill out our Path to Home Ownership form online to start your journey towards home ownership today!
Our Services
Home Partnership
The Home Partnership program helps low- and very-low-income families in Monroe County achieve homeownership by providing access to safe, affordable housing. Monroe County Habitat for Humanity partners with families throughout the process—from application to closing—while working alongside volunteers and Community Partners to make homeownership possible.
Homes are acquired through the USDA Section 502 Direct Loan Program, which assists eligible applicants in securing decent, safe, and sanitary housing in rural areas. This program includes payment assistance, a temporary subsidy that reduces monthly mortgage payments based on a family’s adjusted income.
Program Highlights:
- Access to affordable homeownership opportunities
- Payment assistance to help reduce monthly mortgage costs
- Support and guidance throughout the homebuying process
Eligibility Requirements:
To qualify for the program, applicants must:
- Be without decent, safe, and sanitary housing
- Be unable to obtain a loan from other resources with reasonable terms
- Agree to occupy the home as their primary residence
- Have the legal capacity to incur a loan obligation
- Meet citizenship or eligible noncitizen requirements
- Not be suspended or debarred from participation in federal programs
Property Requirements:
Homes financed through this program must:
- Not exceed the applicable area loan limit in market value
- Not be designed for income-producing activities
Through this program, Monroe County Habitat for Humanity helps families build long-term stability and invest in their future through affordable homeownership.
Start the Path to Home Ownership
Fill out our Path to Home Ownership form online to start your journey towards home ownership today!