Path to Home Ownership

USDA 502 Direct Loan • Monroe County Habitat for Humanity

Path to Home Ownership Application

Monroe County Habitat for Humanity offers access to the USDA 502 Direct Loan program, a program created to assist moderate to low-income households in securing a mortgage, through our Path to Home Ownership program. This loan can be subsidized down to as low as 1%, with terms of either 33 or 38 years. The following is an application to our Path to Home Ownership program.

Please make sure to enter all the information requested accurately. Failing to do so may result in delaying your application.

For any questions regarding your application, please call our office at (570) 216-4390, Mon - Fri, 9 AM- 5 PM.

I understand I must accurately complete this application to the best of my abilities(Required)

Yes

Potential Applicant Information

Name(Required)

Primary Phone(Required)

Secondary Phone

Email(Required)

Date of Birth(Required)

MM slash DD slash YYYY

Are you a US citizen?(Required)

Yes

Are you a permanent resident?(Required)

Yes

What is your credit score?(Required)

Potential Applicant Information

Do you currently live in Monroe County (Pennsylvania)?(Required)

Yes

Current Address(Required)

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

When did you start living at your current address?(Required)

MM slash DD slash YYYY

Do you own or rent your current residence?(Required)

Rent

Own

Other

Monthly Rent Amount(Required)

Please Explain(Required)

Have you lived at this current address for LESS THAN 2 years?(Required)

Yes

Potential Applicant Information

If you have lived at this current address for LESS THAN 2 years, please enter your previous residence information

Previous Address(Required)

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

How long did you live at this previous residence?(Required)

Did you own or rent this previous residence?(Required)

Rent

Own

Other

Please Explain(Required)

Potential Applicant Information

Current Employer(Required)

Current Employer Address(Required)

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

Current Employer Phone

Start Date(Required)

MM slash DD slash YYYY

Monthly Income from Employer(Required)

Have you worked at your current employer for LESS THAN 2 years?(Required)

Yes

Potential Applicant Information

If you have worked at your current employer for LESS THAN 2 years, please enter your previous employer information

Previous Employer(Required)

Previous Employer Address(Required)

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

Start Date(Required)

MM slash DD slash YYYY

End Date(Required)

MM slash DD slash YYYY

Potential Applicant Information

Income Sources and Amounts (indicate gross monthly income):

Wages(Required)

SS/SSI(Required)

Pension/Retirement/401K(Required)

Child Support(Required)

Alimony/Maintenance(Required)

Workers Compensation(Required)

SNAP/Public Assistance(Required)

Unemployment (seasonally received)(Required)

Self-Employment(Required)

Other(Required)

Monthly Total

Potential Applicant Information

Are you applying with a co-applicant?(Required)

Yes

Potential Co-Applicant Information

Please fill out the necessary co-applicant information

Name(Required)

Primary Phone(Required)

Secondary Phone

Email(Required)

Date of Birth(Required)

MM slash DD slash YYYY

Are you a US citizen?(Required)

Yes

Are you a permanent resident?(Required)

Yes

What is your credit score?(Required)

Potential Co-Applicant Information

Do you currently live in Monroe County (Pennsylvania)?(Required)

Yes

Current Address(Required)

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

When did you start living at your current address?(Required)

MM slash DD slash YYYY

Do you own or rent your current residence?(Required)

Rent

Own

Other

Monthly Rent Amount(Required)

Please Explain(Required)

Have lived at your current address for LESS THAN 2 years?(Required)

Yes

Potential Co-Applicant Information

If have lived at your current address for LESS THAN 2 years, please enter your previous residence information

Previous Address(Required)

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

How long did you live at this previous residence?(Required)

Did you own or rent this previous residence?(Required)

Rent

Own

Other

Please Explain(Required)

Potential Co-Applicant Information

Current Employer(Required)

Current Employer Address(Required)

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

Current Employer Phone(Required)

Monthly Income from Employer(Required)

Start Date(Required)

MM slash DD slash YYYY

Have you worked at your current employer for LESS THAN 2 years?(Required)

Yes

Potential Co-Applicant Information

If Have you worked at your current employer for LESS THAN 2 years, please enter your previous employer information

Previous Employer(Required)

Previous Employer Address(Required)

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

Start Date(Required)

MM slash DD slash YYYY

End Date(Required)

MM slash DD slash YYYY

Potential Co-Applicant Information

Income Sources and Amounts (indicate gross monthly income):

Wages(Required)

SS/SSI(Required)

Pension/Retirement/401K(Required)

Child Support(Required)

Alimony/Maintenance(Required)

Workers Compensation(Required)

SNAP/Public Assistance(Required)

Unemployment (seasonally received)(Required)

Self-Employment(Required)

Other(Required)

Monthly Total(Required)

Other Household Members Information

Do you have other members in your household?(Required)

Yes

How many other members are in your household?(Required)

Please enter a number from 1 to 10.

Fill out the information below for each current member of your household

Household Member 1

Name(Required)

Age(Required)

Full-Time Student?(Required)

Yes

Monthly Income(Required)

Income Source(Required)

Household Member 2

Name(Required)

Age(Required)

Full-Time Student?(Required)

Yes

Monthly Income(Required)

Income Source(Required)

Household Member 3

Name(Required)

Age(Required)

Full-Time Student?(Required)

Yes

Monthly Income(Required)

Income Source(Required)

Household Member 4

Name(Required)

Age(Required)

Full-Time Student?(Required)

Yes

Monthly Income(Required)

Income Source(Required)

Household Member 5

Name(Required)

Age(Required)

Full-Time Student?(Required)

Yes

Monthly Income(Required)

Income Source(Required)

Household Member 6

Name(Required)

Age(Required)

Full-Time Student?(Required)

Yes

Monthly Income(Required)

Income Source(Required)

Household Member 7

Name(Required)

Age(Required)

Full-Time Student?(Required)

Yes

Monthly Income(Required)

Income Source(Required)

Household Member 8

Name(Required)

Age(Required)

Full-Time Student?(Required)

Yes

Monthly Income(Required)

Income Source(Required)

Household Member 9

Name(Required)

Age(Required)

Full-Time Student?(Required)

Yes

Monthly Income(Required)

Income Source(Required)

Household Member 10

Name(Required)

Age(Required)

Full-Time Student?(Required)

Yes

Monthly Income(Required)

Income Source(Required)

USDA 502 Direct Loan

What type of loan are you seeking? (select all that apply)(Required)

Buy/build a stick built home

I own a home that needs repairs

I own land/want to build on it

Buy a manufactured home

Refinance my mortgage balance

Path to Home Ownership

USDA 502 Direct Loan • Monroe County Habitat for Humanity